Avoid the pitfalls that can lead to a bad credit score and make it a practice to take sensible steps, so you can enjoy a blemish-free credit record.
Pay your dues on time
Go for a mix of credit across types and tenure
Pay the dues in full whenever possible.
Avoid paying only the minimum amount due
Avoid spending beyond your credit limit
Maintain records of your credit and repayment history
Don’t apply for multiple credit lines in a short span of time